Are you looking for health insurance for your furry friend? If you're a cat or dog owner, you know how emergencies happen at the last minute, leaving you out-of-pocket with vet bills.
Finding pet insurance for your puppy or kitty is challenging. There are dozens of top-level pet insurance companies online, and it's a confusing choice trying to settle on the right provider.
Insurance premiums vary wildly depending on where you live and your pet's details. As a result, some insurance companies hit you with a heavy premium if your pet has a high-risk profile.
Our Eusoh pet insurance reviews unpack the unique offering from this insurer.
We recommend Eusoh as a dog subscription product
Eusoh offers an exceptional combination of quality, price, and convenience.
Eusoh Pet Insurance Reviews – The Verdict
Eusoh pet insurance is the best choice for pet owners looking for targeted healthcare for their animals. The company's crowdfunded model allows you to benefit from group-managed healthcare, reducing your monthly expense on pet healthcare premiums.
Eusoh works, with thousands of five-star reviews on Consumer Voice, Insuranks, and the Pet Insurance Review. Signing up is easy. Visit the official website, create a profile, and find a group to join.
Overall, Eusoh is a great option for pet owners that want to break away from the traditional model of throwing money down the drain with conventional pet insurance premiums.
Sign your animals up with Eusoh, find a group, and get your pets the medical coverage they need.
Eusoh Pet Insurance Reviews: How Does Eusoh Work?
Eusoh is pet insurance with a difference. Founded in 2017 by Dr. Allen Kamrava, Eusoh is the first pet insurance company running a crowd-sourced model.
Essentially, all the members of Eusoh pay a monthly premium, which goes into a pool. These pooled funds pay for the monthly medical expenses of all the animals registered with Eusoh.
With Eusoh, you only pay what's applicable for your animal's healthcare. Any unused premium contributions roll over into the following month.
Eusoh is the Uber or Airbnb of pet medical care. With the crowdfunded model, Eusoh claims it can save you up to 50% on premium costs compared to other leading pet healthcare plans.
Eusoh Pet Insurance Reviews – Is Eusoh the Best Pet Insurance?
With the Eusoh platform, your pet doesn't get a risk profile attached to their policy. Instead, Eusoh bases the policy contributions on the needs of the members. The members share the treatment costs, and there's a capped limit on the monthly contribution.
Eusoh also has no minimum or maximum age requirements for your pet. Eusoh also accepts pets with pre-existing conditions, without the need for premium excesses.
When signing up with Eusoh, you have the option of joining groups. There needs to be a minimum of ten members in each group for Eusoh to activate coverage. The group members decide if they want you in the group or need to go to another with specialized care for your animal.
Each group sets policy coverage details and acceptance criteria. With Eusoh, you pay a $10 joining fee. That $10 goes into a pool of funds where the group members use it to access healthcare for their pets.
If no-one makes a claim, the funds rollover, and it reduces the monthly costs of your involvement with the Eusoh group. There is a one-month waiting period before you receive coverage after joining, so if you're looking for immediate coverage, Eusoh isn't the best option.
What Medical Expenses Does Eusoh Cover?
The Eusoh coverage does not extend to spaying or neutering, and it doesn't cover declawing or cropping or ears and tails.
Eusoh does offer your pet coverage for the following medical issues.
- Wellness and preventative care
- Alternative medical and physio treatments
- Congenital and hereditary conditions
- Annual check-ups
Before signing up with a group on Eusoh, read the policy terms carefully. Some groups may exclude pre-existing conditions or certain illnesses from coverage.
How Does Eusoh Compare to Nationwide?
Nationwide Pet Insurance is one of the market leaders in pet healthcare. Founded in 1980, the company has a legacy of providing premium healthcare to pets.
However, Nationwide has a reputation for being an expensive insurance option for your animals. There's no plan customization with your policy, and the premiums are on the high side compared to other competitors.
Eusoh doesn't offer the same level of comprehensive insurance as Nationwide. Still, some groups on the platform offer a better deal for specific coverage options tailored to your pet's needs.
Eusoh Pet Insurance Reviews – How Does It Stack Up Against the Competition?
How does Eusoh stack up against other top-level insurers like Nationwide? We looked at the comparison between Eusoh and three of the market leaders.
Eusoh Pet Insurance Vs Trupanion
Trupanion is one of the lower-range pet insurance companies. The company only offers deductibles on a per-condition basis. Trupanion also doesn't cover any exam fees, where many Eusoh groups cover these costs.
Trupanion has limitations on preventable illness treatments. They also don't cover behavioral problems and alternative therapies. There are Eusoh groups that deal with all these issues.
Eusoh Pet Insurance Vs Healthy Paws
Healthy Paws is a great pet insurer and a popular choice among pet owners. The company offers its "One Plan," where your animals receive full coverage for any health issue.
You get unlimited coverage with no caps and affordable monthly premiums. However, the company does use the zip-code model when assessing your pet's risk profile.
With Eusoh, you'll pay less for your pet healthcare than with Healthy Paws. You get customized groups to match your pet's healthcare needs, saving you money on premiums for the care you don't use.
Eusoh Pet Insurance Vs Spot Pet Insurance
Spot Pet Insurance is a newcomer to the pet insurance game, but they're gaining popularity with pet owners. The legendary Cesar Milan of the Dog Whisperer fame is the company's chairman, bringing his reputation to the firm.
Spot offers affordable premiums and excellent coverage. While they're an affordable healthcare option, Eusoh will still manage to save pet owners more on their animal's healthcare costs.
What Does Eusoh Cost?
Eusoh doesn't have a monthly premium. Instead, you pay a $10 joining fee. You select your group on the platform, and then you start making monthly contributions to the group's healthcare costs.
The group splits the costs, and they can vary every month. There is a limit on monthly contributions to prevent astronomical pet costs from breaking the group.
If no-one in the group claims and medical expenses for the month, you don't have to contribute. According to most Eusoh reviews, the average contribution to your Eusoh group will be between $10 to $15 per month.